Building your dream home is exciting, but finding affordable and legally sound land can be challenging, especially near Gurugram. That’s where the Deen Dayal Jan Awas Yojana (DDJAY) steps in. The scheme is designed to promote plotted development, offering buyers flexibility, financial support, and legally secure ownership.
In this comprehensive guide, we’ll break down everything you need to know, starting with what DDJAY is and how it benefits you, along with key details on eligibility, approvals, and trusted projects like those under 3B Realty.
What is DDJAY and Its Purpose?
DDJAY (Deen Dayal Jan Awas Yojana) is Haryana’s flagship scheme launched by the government in 2016. DDJAY aims to provide affordable, government-approved plots in Haryana, especially targeting medium- and long-term housing needs. Its core objectives are:
- Streamline license procedures, easing infrastructure norms and charges
- Offer financial benefits like plot loans up to 80%.
- Ensure planned layouts with roads, utilities, community facilities, parks, and mandatory stilt parking. In essence, DDJAY makes homeownership simpler, safer, and more sustainable.
- Key Features & Benefits of DDJAY
Deen Dayal Jan Awas Yojna (DDJAY) is a forward-thinking housing initiative by the Haryana Government that enables individuals to own affordable, well-planned plots in urban areas like Gurgaon. Here are some of the highlighted features and benefits-
- Key Features:
- Maximum Plot Size: The scheme allows residential plots up to 150 sq. meters, ideal for independent homes and floors.
- Planned Development Area: Less than 30% of the total city’s planned residential area is reserved specifically for DDJAY colonies.
- Colony Size Requirement: Only projects covering 5 to 15 acres are considered under the scheme.
- Affordable Space Allocation: 10% of the licensed land is allocated to the government, making it more affordable than typical private housing schemes.
- Licensing Cap: Licensing is granted considering a 20% cap on group housing areas, with a 10% extension allowed under certain conditions.
- Buyer Benefits:
- Loan Accessibility: Buyers can avail up to 80% loan on plot purchase making ownership easier.
- Security-Oriented Gated Layouts: Projects promote gated communities with enhanced resident safety.
- Integrated Amenities: These plotted developments include open parks, shopping areas, community halls, and preschool facilities, all within the premises.
- High Demand & Growth Potential: Due to clear titles, planned layouts, and community infrastructure, DDJAY plots have seen a rise in demand and long-term value.
This combination of affordability, flexibility, and legal clarity makes DDJAY a compelling option for both first-time buyers and long-term investors.
Why DDJAY Plots Are a Good Investment in Haryana?
- Capital Appreciation: Rapid urban growth around Gurugram boosts plot value.
- Flexibility for Future Needs: Build when you’re ready; hold undeveloped as land appreciates.
- Reduced Speculation Risk: Regulated scheme minimises speculative bubbles.
Combined with planned locality and financing benefits, plots under DDJAY emerge as strategic and secure investments.
Approval Process For DDJAY Scheme in Haryana
To get a plotted colony license under DDJAY in Haryana, developers must follow a defined approval process outlined by the Department of Town and Country Planning (DTCP). Here’s how it works:
- Developer Submits Plan – A real estate developer prepares and submits a detailed layout plan to the Department of Town and Country Planning (DTCP), Haryana, under the DDJAY scheme.
- Plan Review & Evaluation – DTCP reviews the plan to ensure it follows DDJAY guidelines, this includes checking for proper plot sizes, layout design, density, open areas, and required amenities.
- License & Approval – Once everything is verified and meets the norms, DTCP grants a license to the developer and approves the project layout.
- Sales & Bookings Begin – After receiving approval, the developer can officially begin plot bookings and sales.
- Buyer Assurance – Every plot under DDJAY comes with a Clear Title and is RERA-registered, ensuring legal transparency and protection for buyers.
This streamlined process ensures that plots under DDJAY are legally secure, well-planned, and future-ready.
How to Identify a Genuine DDJAY Project?
To identify a genuine DDJAY project, you must check these details thoroughly-
- RERA Registration: All DDJAY projects must be registered with the state’s RERA authority.
- Government License: Ensure the project is licensed under the DDJAY policy by the Town and Country Planning Department
- Developer’s Credentials: Check the developer’s track record and reputation.
- Clear promise delivery: Allocated community area, no hidden charges
3B Realty’s DDJAY-Approved Projects?
3B Realty, a trusted name among real estate companies in Delhi NCR, has two projects under DDJAY:
- Pataudi One is a plotted development under DDJAY featuring RERA-approved clear titles, stilt + 4-floor construction, and essential infrastructure including roads, water, electricity, and green zones. Buyers benefit from phased payment plans aligned with infrastructure progress, along with the flexibility to design their own homes amid communal green areas.
- Estate 95 is another promising development under DDJAY. It prioritises sustainable planning and community-friendly design, with approved layouts, proper infrastructure, and all the legal clearances required under the DDJAY scheme. Estate 95 stands out for its focus on future-ready amenities, offering a peaceful and connected environment perfect for families or long-term investors. Its compliance with DDJAY guidelines assures buyers of legality, transparency, and quality delivery.
Final Thoughts
DDJAY Haryana is reshaping plotted home ownership, offering legal clarity, affordability, and design freedom. When backed by experienced developers like 3B Realty, with their DDJAY projects such as Pataudi One and Estate 95, the scheme becomes not just accessible, but reliable and future-ready.
If you’re exploring upcoming DDJAY plots in Gurgaon, remember that success lies in choosing the right location, verifying legal approvals, ensuring infrastructure, and working with reputed builders.
